# DIVINITY, a project jointly promoted by Salarpuria and Sattva Group — Sattva (Salarpuria), Mysore Road / RR Nagar / Kengeri, Bengaluru

Source: https://property-lens.ai/p/divinity-a-project-jointly-promoted-by-salarpuria-and-sattva-group-000064 (PropertyLens). Analysis generated 2026-10-18 from Karnataka RERA filings, quarterly promoter updates, public ratings and dated locality evidence. Figures marked "assumed" are model estimates that visitors can edit on the page; "observed" figures come from a named source.

## Summary
- Investment score: 65/100 (50 = the average analysed Bengaluru project, 12 points = one standard deviation). Evidence confidence 55%.
- Projected price growth: 9.1% per year over 5 years (likely range 5.6%–12.6%); 8.5% per year over 10 years.
- Net-wealth CAGR: 5.1% per year over an 8-year hold with a 75% loan at 8.5%, interiors fitted. Cash-flow IRR: 6.6% (all-cash 7.6%). Gross rental yield: 2.7%.
- Status: ready to move in. Type: apartment, premium segment. Developer: Sattva (Salarpuria) (#9 in Bengaluru by RERA registrations).
- Address: land bearing khatha No.24/20/20/219 issued by BBMP,, Pantharapalya, Kengeri Hobli, Bangalore South Taluk, Mysore Road, Bengaluru. Homes: 824. Land: 10.87 acres. Launched: 2016.
- RERA registrations: PRM/KA/RERA/1251/310/PR/171014/000064.

## Homes on offer

| Home | Carpet (sq ft) | Super built-up (sq ft) | Price per sq ft | Price | Rent per month |
|---|---|---|---|---|---|
| 3 BHK | 1,111 | 1,500 | ₹9,200 (assumed) | ₹1.38 Cr | ₹32,000 (assumed) |

## Score factors (this home vs the Bengaluru average)
- Price vs comparables: 6.0/10 (city average 6.2, −0.2 points), confidence 30%. ₹9,200 psf vs premium comps ₹9,200 (0%). Price is a model estimate, so this factor carries a third of its normal weight until a listed price is observed.
- Rental demand & yield: 5.6/10 (city average 6.0, −0.9 points), confidence 34%. Gross yield 2.8% (₹21 psf/month); locality rental demand 7/10.
- Resale liquidity: 9.0/10 (city average 7.6, +2.4 points), confidence 50%. Locality resale depth 7/10; ticket ₹1.38 Cr narrows the buyer pool; 824-home project gives deep resale comps.
- Employment access: 6.3/10 (city average 5.2, +2.2 points), confidence 85%. Drive times now (Google Maps, 2026-09-16): Koramangala (Forum) 28 min, MG Road (CBD) 29 min, Hebbal (Kirloskar) 38 min, Manyata Tech Park 45 min; 2 of 7 major hubs within 30 min; 3 msf office pipeline (3 yr).
- Metro, bus, rail & airport: 7.0/10 (city average 4.8, +4.0 points), confidence 60%. Purple Line Kengeri / RR Nagar / Mysore Road; no planned station within 2 km; airport ~95 min by road now (Google Maps); .
- Schools, hospitals, daily needs: 7.5/10 (city average 7.0, +0.5 points), confidence 50%. Locality social-infrastructure index (interim, expert-set; POI distances pending Maps integration).
- Builder delivery & handover risk: 7.6/10 (city average 3.7, +9.9 points), confidence 60%. Sattva (Salarpuria): 31+ projects, on-time 73% (derived); ready.
- Layout, size, age, amenities, maintenance: 7.3/10 (city average 7.3, −0.0 points), confidence 50%. 76 units/acre; carpet/SBA ~72%; maintenance ~₹4.5 psf/month (assumed).
- Water, flooding, noise, infrastructure: 6.3/10 (city average 5.8, +1.0 points), confidence 50%. Vrishabhavathi valley pockets flood; metro and NICE road access
- Legal, title & approvals: 8.5/10 (city average 7.4, +2.3 points), confidence 55%. RERA registered; litigation: none reported; approvals: RERA registered; title: not verified. Due-diligence report lists 0 red flags (−0.3 pts).
- Expected price growth (5-yr CAGR model): 5.0/10 (city average 6.0, −6.2 points), confidence 56%. Model 5-yr price CAGR 9.1% (range 5.6–12.6%).

## Why prices should grow about 9.1% a year
- + 6.0%: Start with 6.0% a year: the normal long-run growth of Bengaluru home prices.
- + 0.8%: Add 0.8%: prices here rose 11.1% a year recently (2023-06 to 2026-06). Some of that pace continues, but it fades each year.
- + 0.0%: Prices are still affordable enough that this does not slow growth.
- + 1.6%: Add 1.6%: 3 million sq ft of new offices nearby means more people wanting homes here.
- + 0.5%: Add 0.5%: few unsold homes in the area (13 months of stock), so sellers have the upper hand.
- + 0.2%: Add 0.2% for new roads, metro and water lines, weighted by how likely they are to actually finish: Phase 3 (Orange/Red lines: JP Nagar–Kempapura, Hosahalli–Kadabagere) (construction, 2029); Bengaluru suburban rail (K-RIDE) (construction, 2029).
- + 0.0%: No extra project-level adjustment.
- = 9.1%: Result: about 9.1% a year, so a home worth ₹1.43 Cr today would be worth about ₹2.21 Cr in 5 years. We are 56% confident in the evidence behind this.

## Returns over 8 years
- Cash put in: ₹1.22 Cr. Exit value in year 8: ₹2.77 Cr. Net sale after loan and costs: ₹1.89 Cr. Net rent after running costs: ₹18.4 L. Loan: ₹1.07 Cr (EMI ₹0.9 L per month). All-in cost: ₹1.66 Cr (other charges ₹4.8 L, GST ₹0.0 L, stamp duty and registration ₹9.4 L, interiors ₹12.0 L).

## Exit plans compared
- No interiors, rent unfurnished (8 years): IRR 8.2%, net-wealth CAGR 6.0%, cash in ₹1.13 Cr, net rent ₹15.0 L, net sale ₹1.88 Cr. Best IRR.
- Do interiors, rent & sell fitted (8 years): IRR 6.6%, net-wealth CAGR 5.1%, cash in ₹1.22 Cr, net rent ₹18.4 L, net sale ₹1.89 Cr.

## Financial and legal due diligence (public record)
Automated from the Karnataka RERA file PRM/KA/RERA/1251/310/PR/171014/000064. Prices and rents are locality estimates, not verified listings.

### At a glance
- [POSITIVE] Delivered. RERA registration ran 2016-10-24 → 2022-03-30 after 1 extension (original 2021-06-30)
- [WATCH] 1 RERA complaints on this project (0 open); 1 on the promoter overall
- [POSITIVE] No litigation declared in RERA filings

### Risk meters (rule-based)
- Delivery timeline: 8/10. delivered; the registration was extended 1× before completion
- Legal & complaints: 8.5/10. 1 RERA complaint on the project (−0.5)
- Money to finish: 8/10. finance cost is 0% of the registered budget
- Developer strength: 8/10. CRISIL A/Stable (Sattva group entities)

### Red flags to resolve in writing
None recorded.

### Complaints and disputes
- 1 complaints on this project at K-RERA (0 open); 1 on the promoter entity across projects. Subjects raised: Sattva Divinity – Tower 5, 702: Unauthorized Removal of Parking Lot Number.

### Credit ratings
- Sattva group entities: CRISIL A / Stable (2025-03)

### Questions to put to the developer
1. Share the latest CA Form 4 and architect Form 5 with the escrow deposit ratio.
2. Confirm the price list, floor-rise and other charges for the exact unit.
3. Provide the occupancy certificate, khata and title chain for the unit.
4. Confirm there is no litigation on the land or approvals beyond the RERA declaration.
5. Is the land freehold with the developer, and is any part mortgaged?

### Filed record
**RERA file · Registration**
- Registration: PRM/KA/RERA/1251/310/PR/171014/000064 · promoter SALARPURIA PROPERTIES PRIVATE LIMITED (Company) · Proposed Project End Date at the time of registration :
- Dates: Start 2016-10-24 · original completion 2021-06-30 · 1 extension: Covid Extension → 2022-03-30 [amber]
- Status: Completed and occupied (per project status); RERA progress fields below are historical [green]
- Registered cost: Total ₹418 cr · land ₹139 cr · construction ₹279 cr
- RERA bank account: KOTAK MAHINDRA BANK, M G ROAD (70% construction account)
- Land & towers: 10.87 acres (44,009 sq m) · Block 1- Tower 1 80 homes, 20 floors; Block 1 - Tower 2 80 homes, 20 floors; Block 1 - Tower 3 80 homes, 20 floors; Block 1-Tower 4 80 homes, 20 floors; Block 1 Tower 5 80 homes, 20 floors; Block 1-Tower 6 80 homes, 20 floors; Block 3- Tower 7 84 homes, 21 floors; Block 3 A-Tower 8 84 homes, 21 floors; Block 3B-Tower 9 88 homes, 22 floors; Block 3B-Tower 10 88 homes, 22 floors
- Litigation declared: None declared in filings [green]
- K-RERA complaints: 1 on this registration (0 open) · 1 on the promoter entity across all its projects [amber]

**Complaint log (K-RERA) · 1 on this project**
- 2023-12-14 · 01823/2023: Sattva Divinity – Tower 5, 702: Unauthorized Removal of Parking Lot Number — DISPOSED AUTHORITY FULLBENCH (AUTHORITY)

### Sources and caveats
- Karnataka RERA project record PRM/KA/RERA/1251/310/PR/171014/000064 (registration file, quarterly updates, complaint register), fetched 2026-09-15
- PropertyLens locality model (market-level estimates)
- Caveats: Automated analysis: prices, rents and travel times are estimates until listings and Maps data are verified. RERA figures are the promoter’s own filings. Nothing here is legal, tax or investment advice.

## Assumptions used
- Price ₹9,200 per sq ft × 1,500 sq ft; other charges 3.5%; GST 0%; stamp duty + registration 6.6%; loan 75% at 8.5% for 20 years; rent ₹32,000 per month growing 5.0% a year with 5% vacancy; maintenance ₹4.5 per sq ft per month; hold 8 years; selling costs 1.5%.

Related: index of all analysed projects at https://property-lens.ai/llms.txt; JSON for this project at https://property-lens.ai/data/p/divinity-a-project-jointly-promoted-by-salarpuria-and-sattva-group-000064.json; printable due-diligence report at https://property-lens.ai/dd/divinity-a-project-jointly-promoted-by-salarpuria-and-sattva-group-000064.

PropertyLens scores and projections are model outputs built from dated public evidence and stated assumptions; they are not investment advice.